Monday, August 6, 2012

Rachel's $1,000 offer is too good to be true

If a customer service representative named Rachel emails you and says you've won a $1,000 Visa gift card, don't believe her. It's a scam, state officials say.

Earlier this year, some Wisconsin residents received robo calls from someone claiming to be Rachel from "credit card services" who directed people to a website in an email phishing scam, according to an email alert Monday from officials with the Wisconsin Department of Agriculture, Trade and Consumer Protection.

Now the scam has changed to emails from "Rachel, Customer Service, Employee Benefits Center, LLC" informing people nationwide that they have been issued a free $1,000 Visa gift card on behalf of a local business, charity or government agency.

"Be aware that it is a scam and take no action with the email," the alert says. "The emails appear official and ask recipients to visit a website to claim the card. If a recipient falls for the bait and visits the website, he/she will be asked for a number of personal details. It is also possible that the website may attempt to load malicious software (known as "malware") onto the victim's computer."

Typically, the scam emails will include the same content, the alert says.

The subject line of the email will typically read: (Your name), a thank you from (local company name).

The body of the email will include the recipient's first and last name and an "Issuing branch" in the city or state where the recipient lives, a "Valid until" date for the card (often listed as "08/2015"), a website where the recipient can "claim the card and have it shipped to the address of your choosing," a 48-hour deadline to make victims react more quickly to the "offer" and a signature from "Rachel, Customer Service, Employee Benefits Center, LLC."

"If you receive this email, do not visit the listed website, open any links or attachments, respond to the sender or take any other action with the solicitation," the alert says. "Update your anti-virus software to ensure that your computer can recognize any recent malware attacks."

For more information or to file a consumer complaint, visit datcp.wi.gov, send an email to datcphotline@wisconsin.gov or call the hotline toll-free at (800) 422-7128.

In general, officials advise consumers not to respond to any prompts during automated spam calls - even if the caller offers to unsubscribe the recipient from further calls by pressing a button. Usually, doing so will only increase the number of calls because it confirms to the caller that there is a live person at the other end of the line. This allows the caller to sell the number to other spammers as a working number.

Source:  JSOnline

8 comments:

MinnesotaChick said...

No kidding....
I'm still so surprised by the scams people fall for.

Anonymous said...

Why doesnt the state go after them for violating the dont call list. I have gooten at least 10 calls from them over the past year.

kkdither said...

Rachel was calling my house on a daily basis for almost a year. Very annoying.

I most recently received a very official looking check in the mail. On close examination, it was $1000. to be used to book a flight on "American Air." There is no American Air. A quick scan of snopes shows that the company behind this has been operating a long time phishing scam with many victims. The check was embossed, and with a water mark. Could easily have fooled an elderly person.

I am to the point that I won't even open my door to someone I don't recognize. I only purchase from known retailers. If someone calls me, I always ask who they are before confirming who I am. It is crazy that you have to be so vigilant.

legal stranger said...

As the age old saying goes, if it sounds to good to be true........

SER said...

I see now there are all kinds of ways companies are tying to get your phone (cell) number.

The latest one I can think of off hand is Arby’s (I think it’s Arby’s). You by a refreshment and text them to see if you won a prize!

Some of the radio station runs things like text 123 to see if you won tickets to a concert.

I swear they must sell your number then........

OrbsCorbs said...

I've done everything that the Nigerian banker asked me to do. How come I'm still not rich?

OKIE said...

We too get those annoying calls. I answered it once and told the guy I wanted to know why they were calling when we are on the Do Not Call list. He immediately hung up. Kept calling even when they said it was our last chance.
Then I got a text message saying I won $1,000 gift card from Target. Hmm. Not 10 minutes later Gary got the same thing. Drives me crazy.

OrbsCorbs said...

Technology makes possible scams that didn't even exist before. It's an exciting time to be a conman.